Title Search for New Lender (Refinance)


Title Search

If I’m refinancing a commercial property which was refinanced a Year or so prior do we have to pay the same fees. Can the owner of the property obtain a title themselves or must it be done thru the lender?

Thank you in advance!




Hello, when you say “obtain a title”, do you mean a vesting deed? Or are you referring to a title search for liens and encumbrances?

Kimberly M.

US Title Records


Client response:

Hi yes sorry a title search for liens and
Encumbrance. We refinanced our
Commercial property just little over a
Year ago and we have to refinance again.
The cost for that was pretty substantial
And the broker is saying we have to do
Search again but is there a way to reduce
These costs by either doing it myself or
Not ordering every search ?

Thank you,



Customer support response:

Depending on the county, some recorder offices provide access to lien and title records to the public. However, if there is a lender involved, they typically want to do their due diligence through a title company or attorney that they use for these preliminary title searches. In most cases a guarantee and/or title opinion is provided to ensure that there are no clouds on title or encumbrances prior to funding.


Thank you,
Kimberly M.
Customer support team
US Title Records Corp
Email: Office@ustitlerecords.com