Locating Hidden Mortgages In 2023

Check Your Credit Report: Request a copy of your credit report from Equifax, Experian, and TransUnion, which are the three major credit reporting agencies in the U.S. Review your credit report for suspicious activity or unknown accounts.

Contact Your Financial Institutions: Contact your banks, credit card companies, and other financial institutions to inform them of the identity theft, as well as request copies of any accounts opened in your name.

Hire a Professional: Consider hiring a private investigator or lawyer specializing in identity theft cases. They can help you investigate and track down any hidden mortgages or assets that may have been opened in your name.

File a Police Report: Contact your local police department and file a report detailing the identity theft. This can be used as evidence when disputing any fraudulent accounts.

Regarding requests for a guarantee that your property is marketable and insurable, consider consulting with a real estate attorney or title insurance company. They can help you ensure that the property is clear of any liens or encumbrances, which could prevent the sale of the property or make it difficult to obtain title insurance.

Locating Hidden Mortgages – 2023

Question: “According to the credit company, Equifax, there are a lot of mortgages and assets in my name that I know nothing about. Does Equifax claim that they cannot release any mortgage and assets information in my name to me? What do I do?”

Answer: If you suspect that there are mortgages and assets in your name that you are not aware of, it is crucial to take immediate action to protect yourself and your credit. Here are some steps you can take: First, contact Equifax. Even though they may have said that they cannot release the information to you, it’s still essential to reach out and explain your concerns. Ask for clarification on why they cannot remove the information.  Ask if there is anything else you can do to verify the report’s accuracy. Second, obtain a credit report. You can request a free credit report from all three major credit reporting agencies (Equifax, TransUnion, and Experian) once per year. Review your credit report thoroughly to identify any accounts or loans that you need to recognize.

Additional ways to see the hidden mortgages:

Dispute any inaccuracies. If you find any inaccuracies on your credit report, such as accounts or loans you need to recognize, you can dispute them with the credit reporting agencies. They will investigate the dispute and correct any errors.

Consider placing a fraud alert or credit freeze. Do you believe someone has opened accounts or loans in your name without your permission.  Then you can place a fraud alert or credit freeze on your credit report. Doing this will make it harder for someone to open new accounts or loans in your name.

Monitor your accounts. Keep a close eye on your bank accounts, credit card accounts, and other financial accounts to identify suspicious activity. If you notice any unauthorized transactions, report them to the financial institution immediately.

Consider seeking legal advice. If you believe your identity has been stolen, seeking legal advice to understand your rights and options may be helpful. Additionally, an attorney can also help you navigate the process of disputing fraudulent accounts or loans.

Question: “Will your (USTR) company release the mortgages and assets in my name to me?”

Answer: Yes. We search for and provide all types of legal and recorded documents, including deeds and liens, to find property information. U.S Title Records typically obtains information about mortgages and assets. You may contact the relevant lenders or financial institutions directly. They should be able to provide information about any accounts or loans you have in your name.

Alternatively, you may request a copy of your credit report from one of the three major credit reporting agencies (Equifax, TransUnion, and Experian). This report should show your credit accounts and loans, including mortgages and other assets. Additionally, its is also worth noting that if you suspect that someone has opened accounts or loans in your name without your permission, you should take steps to protect yourself and your credit.  Call in or go online and place a fraud alert or credit freeze on your credit report and contacting the relevant financial institutions to report the unauthorized activity. 

What does U.S. Title Records provide?

U.S. Title Records is a company that provides title search services and online public records search services to individuals and businesses. They offer access to various public records, including property records, deeds, mortgages, liens, and judgments. Their database includes information from county and state offices and federal agencies. They are designed to make it easy for users to search for and obtain public records online. Users can search by name, address, or property identification number (PIN). They can often view or download the records directly from the U.S. Title Records website.

Some of the services provided by U.S. Title Records include property ownership searches, property value reports, lien and mortgage searches, and bankruptcy records searches. These services can be helpful for various purposes, such as researching a property before buying or selling it, conducting due diligence on a potential business partner or contractor, or verifying ownership or lien status on a property.

This site provides immediate, online public access to all official county property records and document images for the United States and U.S. territories. Obtain mortgage, lien, release, deed, a notice of default, conveyance, lis pendens, bankruptcy, and judgment records for land, commercial, and residential real estate throughout the United States, Guam, Puerto Rico, and the U.S. Virgin Islands—a title search by name to perform nationwide property asset searches and judgment recovery.

Court records are available through this site for U.S. Supreme, State, District, Bankruptcy, and Court of Appeal Court for criminal, bankruptcy, and civil cases (Abstractor Service). We provide Individual and Business lien, UCC, and profile searches. All charges for services include a full consultation and client support.