Access Cherokee County ALABAMA, AL. Property records, mortgage and deeds – Lien and Title search

Cherokee County, Alabama Property Records, Deeds, Liens, and Title Searches Guide

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Understanding Cherokee County Property Records

Property records in Cherokee County, Alabama are maintained by the Probate Office, which is responsible for recording and maintaining all real property records in the county. These vital documents include deeds, mortgages, liens, leases, releases, and other real estate-related records. The records are typically indexed based on grantor/grantee names, instrument types, recording dates, book and page numbers, and legal descriptions, making them accessible for property research.

Cherokee County Probate Office Information

The Cherokee County Probate Office serves as the central repository for all property records in the county. Located at 260 Cedar Bluff Road, Suite 101, Centre, AL 35960, the office is open Monday through Friday from 8:00 AM to 4:00 PM. For inquiries, you can contact them directly by phone at (256) 927-3668 or by fax at (256) 927-9218. You can also reach them via email at probateoffice@cherokeecounty-al.gov for document requests and information.

Accessing Property Deeds in Cherokee County

Currently, Cherokee County does not offer an online system through the Probate Office’s official website for accessing property records. To obtain deed information, you must visit the office in person during regular business hours or submit a written request. When requesting records, be prepared to include the applicable fees, which may vary depending on the document type and services requested. The dedicated staff at the Probate Office can assist in locating and providing the requested records.

Requirements for Recording a Deed

When recording a deed in Cherokee County, several requirements must be met. All instruments of conveyance need to be in writing, attested by two witnesses, and signed by the contracting party or authorized agent. The name and address of the document preparer should be clearly stated. Any instrument attempting to transfer land interest must include either an attached plat or reference to the plat book where it’s located. Additionally, a legal description of the land by metes and bounds is required, and the marital status of the grantor must be provided for all real property documents.

Conducting a Title Search in Cherokee County

A title search in Cherokee County reveals the ownership history of a property and identifies any existing liens, encumbrances, or title defects. While no online system is available through the county for conducting title searches, individuals can visit the Probate Office in person or hire a professional title search company. Companies like Alabama Title Search provide specialized services for Cherokee County, offering title abstracts, lien searches, current owner research, and chain of title reports for both residential and commercial properties.

Understanding Lien Searches in Cherokee County

Lien searches are crucial for determining if there are any existing claims against a property. In Cherokee County, liens are recorded at the Probate Office. These may include tax liens, mechanic’s liens, judgment liens, or other financial claims against the property. Conducting a thorough lien search protects potential buyers from inheriting property debt and helps ensure a clear title. Professional title companies can perform comprehensive lien searches or you can visit the Probate Office to conduct your own research.

Tax Lien Information for Cherokee County

Cherokee County conducts tax lien auctions to secure payment of delinquent real property taxes. Property taxes in Cherokee County become due on October 1st each year and become delinquent after December 31st. Tax liens represent a perpetual first priority lien on the property to recover any assessed taxes, plus interest, penalties, fees, and costs. The Revenue Commissioner’s office, located at 260 Cedar Bluff Rd., Suite 102, Centre, AL 35960, handles tax lien redemptions and can provide information about upcoming tax lien auctions.

Online Property Tax Information

While property records aren’t available online through the Probate Office, Cherokee County does offer some online resources for property tax information. The Revenue Commissioner’s website (https://cherokeepropertytax.com/) allows residents to pay taxes, research tax records, and access the county’s mapping site. For property maps and appraisal information, visit https://isv.kcsgis.com/al.cherokee_revenue/ where you can search by owner, parcel, address, and other criteria to find detailed property information.

Hiring Professional Title Search Services

For comprehensive title search services in Cherokee County, consider hiring professional title search companies. These experts can research property abstracts, title reports, lien searches, and provide deed copies from official Cherokee recorders’ public land records, tax records, state records, and county accessor records. Professional services are particularly valuable for time-sensitive searches or complex property histories, as the research process can sometimes take days or weeks to complete thoroughly.

Contact Information for Property Record Resources

• Cherokee County Probate Office 260 Cedar Bluff Road, Suite 101 Centre, AL 35960 Phone: (256) 927-3668 Fax: (256) 927-9218 Email: probateoffice@cherokeecounty-al.gov
• Cherokee County Revenue Commissioner 260 Cedar Bluff Road, Suite 102 Centre, AL 35960 Phone: (256) 927-5527 Fax: (256) 927-5528

These county offices can provide assistance with all property record needs, including deeds, liens, title searches, and tax information for Cherokee County, Alabama.