Title search and commitment and Lender’s Title Insurance.

Subject: Title search and commitment

 

Client Question:

We need the following services completed. Please advise which services you can complete. 1) Title Search 2) Lender’s Title Insurance 3) Recording Mortgage with appropriate county…

Thanks,

Ron S.

 

Answer: 

Hello Ron,

Thank you for your inquiry.  Our service is used for title research.  Most of our clients are real estate investors, brokers/agents, lenders and law firms, but we also service the general public.  Many of our seasoned estate investor clients, who regularly purchase property, use our service for quick/convenient research purposes and often times calculate their own risk and close their transactions without title insurance. However, we never recommend to anyone that a transaction be closed without a title policy.
Our business clients enjoy the confidential / “no frills” efficiency of our service and only need to communicate with us to the extent they want or need.  We do not contact our clients or anyone to solicit business or for any reason.  We only respond to direct written requests for contact as we do not have a call center.  Also keep in mind that our flat-fee services include consultation, so if and when you use our service in the future, keep in mind that we are here to answer any questions you may have about anything on our service reports.  We cannot provide legal advice, but we can certainly answer other questions, make recommendations to consult with an attorney and provide you with a referral to an attorney or a title company in your area.
We have been in business for over a decade with a large group of repeat clients.  We are open every day of the year, including holidays.  All service orders begin processing immediately upon receipt of payment and are completed within 1-12 hours (but usually 1-2), unless otherwise noted on the service descriptions.  Inquiries must be in writing and are responded to within 1-24 hours (general rule but there are exceptions depending on the research required to respond).  We do not market or advertise as the business is 100% referral-based.
We do not issue insurance policies, title commitments or close transactions.  Please let us know if you need a referral to a title company in your area.
Thank you,
Jeannie B.
Client Services

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Source: Question/Answer